Our investment management solutions focus on managing the investments for charitable gift annuities and charitable remainder trusts with a concentration on relatively smaller accounts.
We manage CGA pools from start-ups to roughly $5 million with a “sweet spot” of around $1 - $3 million.
We manage individual CRTs from $100K to $1 million with a “sweet spot” of around $200 - $500K.
We employ exchange-traded and index funds to keep fees extremely low. For example: fees on a $100K CRT are 2%, including a trustee’s fee, custody, investment management, administration, tax returns and the underlying fund management fees. Similarly, a $100K CGA pool would have an approximate fee of 1.4%.
Our team combines more than two decades of investment management experience with 15 years of non-profit management experience resulting in the most unique investment management solution for charities currently available.
Our CGA investment asset allocations are based on our patent- pending Life Income Risk Management Analytics Suite (LIRMAS™).
Our use of the LIRMAS™ process allows us to develop the asset allocation with the greatest probability of achieving a target Minimal Essential Total Return (METR) for the life of the CGA or CRT.
We utilize our proprietary life-income mortality database to determine more accurate life expectancies.
